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Federal funds effective rate (percentage points) - United States - FED Board - Daily

Latest updates. In US money markets, the effective interest rate on Federal funds stood at 4.09 percent on 23 September 2025, unchanged with respect to 22 September 2025.

Sample. In the daily series displayed in the figure, there are 17,915 records in total. The time period covered by the series extends from July 1954 to September 2025.

History. Here are a few summary statistics we computed on the whole sample: the interest rate reached its lowest level of 0.04 percent on 30 December 2011; it hit a peak of 22.36 on 22 July 1981; it was equal on average to 4.61.

Latest values

Date Value - Percentage points
2025-09-19 4.08
2025-09-22 4.09
2025-09-23 4.09

Suggestion. To make your life easier, we group time series into worksheets and datasets. When you look below, you will discover how we structured further information related to the statistics found here.

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Series Metadata

Field Value
Description Federal funds effective rate
Country United States
Economic concept Interest rate
Data type Interest rate
Deflation method Nominal
Seasonally adjusted No
Rescaling None
Frequency Daily
Unit Percentage points
Source Board of Governors of the Federal Reserve System
Source type Central bank
Data licence Licence to copy and distribute without permission
Measure type Level

Series in the same data set

Discover the other time series included in this data set.

Fed funds

Series Name Observations Start Date End Date
Federal funds effective rate (percentage points) - United States - FED Board - Daily 17915 1954-07-01 2025-09-23

Commercial paper

Series Name Observations Start Date End Date
30-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6771 1997-01-02 2025-09-23
60-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6044 1997-01-02 2025-09-23
90-Day AA Nonfinancial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 5213 1997-01-02 2025-09-18
30-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 5998 1997-01-02 2025-09-19
60-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 5731 1997-01-02 2025-09-23
90-Day AA Financial Commercial Paper Interest Rate (percentage points) - United States - FED Board - Daily 6619 1997-01-02 2025-09-22

Prime bank rate

Series Name Observations Start Date End Date
Prime rate charged by banks on short-term loans to business (percentage points) - United States - FED Board - Weekly 17874 1955-08-04 2025-09-23

Treasury bills

Series Name Observations Start Date End Date
4-week Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 6039 2001-07-31 2025-09-23
3-month Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 17923 1954-01-04 2025-09-23
6-month Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 16683 1958-12-09 2025-09-23
1-year Treasury bill secondary market rate (percentage points) - United States - FED Board - Daily 14847 1959-07-15 2025-09-23